Benefits Of Medicare Medicare is a program that has been put into place by a state so that it can help to provide medical cover for its aged people and those who have different disabilities and might not be able to pay their own bills due to their vulnerable circumstances. Usually, the government is able to meet the cost of having to pay for the medical care received by the aged and those with disabilities by ensuring that all people in the country pay a monthly subscription by from their salaries which is automatically deducted and also from all taxes obtained. Hospital Insurance is an example of Medicare and it involves providing medical cover for inpatients at a hospital recognized by the state, those receiving specialized care at a nursing home that is authorized or even those who are receiving the same specialized care in their own homes as long as they are within the description of those that can be covered. This Hospital Insurance is only funded by payroll taxes deducted from the people’s salaries at the end of the month or after a given period of time but on a regular basis. Another type of Medicare is the Medical Insurance policy which usually covers a very wide range of products and services including doctors services such as consultation, medical supply which is either totally free or is provided at a very lower price as compared to the original price of the drugs and also preventive services such as regular medical checkups as long as the health institution offering these services is eligible. Medical Insurance also covers all lab tests that are to be done on the patient, chemotherapy in case it is required, dialysis for patients with diabetes especially because the disease is most common in people at an older age and also vaccinations for young children to prevent them from getting infected. The funds that are used to pay for the Medical Insurance by the government usually come from premiums that are paid by beneficiaries of the program as well as the general revenues collected by the taxman. The government may also contract a private company and give it the mandate to provide Medical Insurance and Hospital Insurance policies for the elderly as well as disabled patients, and this programme is referred to as the Medicare Advantage Plan. This Medicare Advantage Plan include services such as Special Needs Plans which covers all patients with special needs, the Preferred Provider Organizations Plan and the Health Maintenance Organizations. The last form of Medicare is the Prescription Drug Coverage which enables a patient get easy access to drugs recommended by a doctor and the cover is funded by revenues, premiums and the government.
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